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From Wallets to Wisdom: What the World Can Learn from China’s Seamless Payment Systems
Imagine paying for groceries, booking travel, and splitting dinner bills—all through a single app that never asks you to re-enter your info. That’s the reality in the Chinese mainland, where embedded payment systems are redefining convenience.
ANZ Bank’s Hariram Chakraborthy Janakiraman called China’s approach a ‘masterclass in open banking’ during Sibos 2024, a major finance conference. The secret sauce? Platforms that let users hop between services as easily as switching Netflix profiles. ‘This isn’t just about tech—it’s about designing ecosystems that adapt to people’s lives,’ he told CGTN.
For young entrepreneurs and fintech fans, this model could spark a global shift. Think: fewer fragmented apps, more intuitive tools that grow with you. As Asian markets lead in digital adoption, professionals worldwide are taking notes—and maybe soon, your coffee runs will get a whole lot smoother.
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‘This isn’t just about tech—it’s about designing ecosystems that adapt to people’s lives,’ he told CGTN.
Think: fewer fragmented apps, more intuitive tools that grow with you. As Asian markets lead in digital adoption, professionals worldwide are taking notes—and maybe soon, your coffee runs will get a whole lot smoother. 
China’s Travel Payment Upgrades: How Foreigners…
